Azzad Blog

What's the Real Value of Financial Planning?

Financial planning is often associated with investment returns—but its impact can go far beyond the numbers.

Join us for this webinar that takes a closer look at what working with a financial planner can mean in real life. Research suggests that professional financial advice may add 3–4% to long-term portfolio performance.

Navigating Market Uncertainty: Strategies for Weathering the Storm

The S&P 500 recently came close to a correction after a three-week selloff, fueled mainly by concerns over President Donald Trump’s tariffs and retaliatory measures from other countries. Meanwhile, the Nasdaq entered correction territory. While tariffs are a significant factor in recent market volatility, the uncertainty around their timing, size,

Azzad Asset Management March 13, 2025

Market Drawdowns vs. Total Returns

This table shows the annual performance of the S&P 500 Index from 1950 to 2025 (with 2025 not yet complete). Key Information: DD (Drawdown): Represents the maximum percentage drop the S&P 500 experienced within that specific year. TR (Total Return): Shows the overall percentage gain or loss for the S&P

Azzad Asset Management March 12, 2025

Avoiding Tax Surprises with a Backdoor Roth IRA

Roth IRAs can be a powerful tool in your retirement plan. But if you earn too much you can’t contribute directly to them. That’s why high earners turn to Roth conversions to bypass these strict income limits on Roth contributions, especially because there is no limit to how much you

Azzad Asset Management March 10, 2025

Understanding New Zakah Calculations for Securities

When calculating zakah on securities, there are different approaches depending on the purpose for which the securities are held. Securities are categorized into three groups: those for trade, those for long-term appreciation, and those for income. Each category has its own zakah calculation method. Zakah for Securities Held for Trade

Azzad Asset Management March 10, 2025

Does Islamic finance say we can invest in credit card companies?

We all need a reminder every now and then about how halal investing works. Here’s a quick refresher. In a nutshell, halal investing touches on avoiding investment in the following: Interest, or ribaSpeculation (gharar) and uncertainty (maysir)DebtCompanies with unethical lines of business That last point--avoiding companies with unethical lines of

Azzad Asset Management February 10, 2025

5 Financial Resolutions to Start 2025 on the Right Foot

The beginning of a new year is a great time to commit toward improving your financial life. Do you have an old 401(k) that’s riddled with haram holdings, but haven’t found the time to correct it? Perhaps you’re busy working hard only to feel like your savings going nowhere. Is

Azzad Asset Management January 2, 2025

Heads up: Azzad Funds distributions will occur this month

This month, the Azzad Funds will make a capital gains distribution to all fund shareholders. This will mean the net asset value (NAV) - sometimes called the share price - will be lower on distribution day than it was when the market closed the day before. But this NAV drop

Azzad Asset Management December 17, 2024

Purifying your investments from haram money

We often try to minimize the amount we pay in taxes on our investments, but halal investing requires another type of "tax" in order to make sure you're not unintentionally benefitting from haram earnings. We're talking here about purification. And unlike taxes, it's something many people are happy to give

Azzad Asset Management November 7, 2024

Understanding taxes on your investment accounts

At this time of year many Americans are starting to think about taxes. We know that figuring out taxes on your investments can be confusing, so here are some things you should know. Uncle Sam takes his cut When you sell a stock or mutual fund at a profit, you

Azzad Asset Management October 31, 2024

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