Investments, including the investments of the Ethical Wrap Program, are not FDIC insured, so you may lose money. For more information please read the firm’s ADV Part 2 and wrap brochure. Please also see Azzad’s Form CRS Relationship Summary. These documents contain more information about the program’s objectives, risks, fees, and performance.

Past performance cannot guarantee future results. The opinions and views expressed herein are current as of the date indicated, and are subject to change without notice. Forward-looking statements are subject to uncertainties that could cause actual developments and results to differ materially from the expectations expressed.

Information contained in this presentation is not intended to replace specific advice or recommendations by your investment adviser. It is not intended to provide tax, legal, insurance or investment advice, and nothing in this presentation should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security. Unless otherwise specified, you alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation.