Whether you’re Muslim or not, annuities are a bad idea
We talk with a lot of people who come to us seeking advice about using annuities. We get why annuities can be attractive: they’re usually presented as being low-risk, reliable sources of retirement income. In the not-too-distant past, people had pensions through their employers — monthly income they knew they could count on when they […]
Everything you’ve always wanted to know about Roth IRA conversions, but were afraid to ask
With the lure of tax-free distributions, Roth IRAs have become popular retirement savings vehicles. According to the 2017 Investment Company Fact Book, about 17.4% of U.S. households owned Roth IRAs in 2016. One way to fund a Roth IRA is to convert some or all of your traditional IRA or other retirement plan money to […]
