The Secure Act 2.0 has passed, making it the most significant piece of retirement legislation since the original SECURE Act was approved in 2019. With a total of roughly 100 provisions – mostly related to retirement plans – it can be confusing to get your head around the key changes and assess their implications. The good news is that there are numerous benefits for investors, including more time to save, additional ways to save, and more options for utilizing those funds. The challenge is simply absorbing the breadth, depth, and timing of the changes. This document highlights some of the key changes that you should know about, including:

• New RMD age requirements
• Higher contributions limits
• More ways to save post-tax for retirement