The annual Medicare Open Enrollment Period is the time during which Medicare beneficiaries can make new choices and pick plans that work best for them. Each year, Medicare plan costs and coverage typically change. In addition, your health-care needs may have changed over the past year. The Open Enrollment Period — which began October 15 and runs through December 7 — is your opportunity to switch Medicare health and prescription drug plans to better suit your needs. During this period, you can: Join a Medicare prescription drug plan (Part D) Switch from one Part D plan to another Part D
While elections are important to any functioning democracy, to investment professionals, elections are primarily significant due to their effect on portfolios. In particular, investors must understand – and anticipate – the correlation between the outcomes of the election and the markets, if any. Red, Blue or Purple – Does It Matter Who Wins? It is true that politics can be deeply personal, especially because the issues addressed by both parties extend well beyond capital markets. Additionally, elected officials can enact policies that, for the long term, may impact markets and market returns. However, despite these facts, it seems investors place
The FAFSA (Free Application for Federal Student Aid) for the 2021-2022 year opened on October 1, 2020. The FAFSA is a prerequisite for federal student loans, grants, and work-study. In addition, colleges typically require the FAFSA before distributing their own need-based aid and, in some cases, merit-based aid. Students must submit the FAFSA every year to be eligible for financial aid (along with any other college-specific financial aid form that may be required, such as the CSS Profile). It is a good idea to file the FAFSA as early as possible in the fall because some aid programs operate on
These days, most everyone pays attention to the increasingly growing tech sector, which comprises approximately 27 percent of the widely tracked S&P 500 index. As the technology sector continually crops up in the news, it serves as a reminder of the speed at which technology infuses our lives, saturating our daily routines with regular video conferencing, constant social media updates and countless emails. We all need to take care to avoid overlooking the gaps that technology creates, breaches that have the potential to give cybercriminals a key to your sensitive personal information, leaving you as a potential victim of fraud.