Financial Planning
Lessons Learned While Training for a Marathon—and How They Apply to Building Financial Security
Marathon running is more than just a test of physical stamina; it’s about strategy, endurance, and careful preparation. The months of training, adapting to changing conditions, and sticking to a structured plan are all key to success. Similarly, building financial
Financial Transparency in Marriage: An Islamic Perspective
Marriage and money: two topics that can either strengthen or strain a relationship. While many couples believe they have a clear understanding of each other's finances, the reality is often quite different. Despite nearly 90% of couples claiming they communicate well about money and 94% saying they are open and
5 Financial Resolutions to Start 2025 on the Right Foot
The beginning of a new year is a great time to commit toward improving your financial life. Do you have an old 401(k) that’s riddled with haram holdings, but haven’t found the time to correct it? Perhaps you’re busy working hard only to feel like your savings going nowhere. Is
Understanding taxes on your investment accounts
At this time of year many Americans are starting to think about taxes. We know that figuring out taxes on your investments can be confusing, so here are some things you should know. Uncle Sam takes his cut When you sell a stock or mutual fund at a profit, you
Bridging the gap between expectations and reality in retirement planning
According to the latest Retirement Confidence Survey, workers who said they feel somewhat confident in their ability to afford a comfortable retirement is up from 64% in 2023 to 68% in 2024. Even though their confidence is up, 62% of workers report that preparing for retirement makes them feel stressed.
3 Ways to Apply the 80/20 Rule to Your Financial Pursuits
Ever heard of the 80/20 rule? It suggests 80% of an outcome is often the result of just 20% of the effort you put into it. This doesn’t always work. Sometimes, it’s worth going the extra mile. But often, by prioritizing the 20% of your efforts that makes the biggest
Azzad Asset Management Announces Ownership Change
Virginia-based registered investment advisor now '100% employee owned' (Falls Church, VA, July 18, 2023) -- Azzad Asset Management announced today that it has concluded an asset sale in which existing non-employee owners of the company agreed to sell and transfer all ownership interests in Azzad to key employees of Azzad.
Market Timing Reminder: Just Say No
Should you sell out of the market and go to cash when you've got a hunch markets are headed lower? Of course not. While moving to cash might feel good mentally and help you avoid short-term stock market volatility, it is unlikely to be a wise move over the long
Why I became a financial advisor
Ehab Alalfey, Azzad Investment Advisor I have been around the wealth management industry for as long as I can remember. I recall helping my father, an immigrant to this country, with his work as a junior advisor at a practice in Maryland when he was just getting started. I would
Behavioral Finance: Why investors make the decisions they do
“The investor’s chief problem – and even his worst enemy – is likely to be himself.” — Benjamin Graham (1894–1976) Legendary economist and investor Benjamin Graham made his timeless observation decades ago, and yet it reflects our enduring belief: Your own behavioral biases are often the greatest threat to your